Royal Crest Multi-Asset Fund

One straightforward portfolio, four risk profiles. A fund-of-funds that blends growth and defensive allocations in fixed proportions — built for investors and advisers who want diversification without complexity.

Risk profiles: 40 / 60 / 80 / 100% equity

2 sleeves

Growth and defence, fixed allocation

0.40–1.00%

Ongoing charges by profile

Long term

5+ year recommended horizon

How the fund works

Each profile pairs a growth sleeve of carefully selected equity funds with a defensive sleeve of quality fixed income, in a fixed allocation that never drifts. Investors choose the equity level that matches their risk appetite — 40%, 60%, 80% or 100% — and the fund does the rest.

Within the growth sleeve we deliberately blend managers with different styles, so value and growth cycles offset one another and the ride is smoother than betting on a single approach.

We favour smaller, hungrier fund managers our research uncovers before the wider market does — and we keep the defensive sleeve simple: no structured products, no exotic derivatives.

Fixed, transparent allocation

The growth/defence split is a promise, not a tactical guess — you always know what you own.

Style-blended growth sleeve

Complementary managers smooth the cycle instead of chasing last year's winner.

Honest defence

The defensive sleeve holds straightforward, liquid assets chosen to hold their ground when equities fall.

Key risks

Capital is at risk; the value of the fund and any income can fall as well as rise.
Funds investing overseas carry currency risk; underlying funds carry their own risks and charges.
Higher equity profiles will be materially more volatile, particularly over short periods.

Charges

40% equity profile OCF: 0.40%
60% equity profile OCF: 0.60%
80% equity profile OCF: 0.80%
100% equity profile OCF: 1.00%

Full details are set out in the brochure, terms & conditions and key information documents, available from the team on request.

Frequently asked questions

Who is this fund designed for?

Investors and advisers who want a single diversified holding with a clearly defined risk level and no allocation surprises.

Why blend fund managers?

Different investment styles lead and lag at different times. Pairing them reduces the swings without diluting long-term returns.

Do you use derivatives?

Not in the defensive sleeve. We keep the structure deliberately simple and transparent.

How do I choose a profile?

By your risk appetite and horizon — typically with your financial adviser. The equity percentage is the single lever: more equity, more expected growth and more volatility.